
Helping Insured Drivers Drive Better
- Simple and Intuitive
The app will be downloadable from the app store and users can easily login in their account. The users can easily see their driving score, receive notifications about their driving behavior and also get instant alerts for bad driving.
- Saves Money
The app compels the driver to become more aware of his driving thus saving money through better driving. It gets drivers hooked into cutting down bad driving habits.
- Fully Customisable
The app can be customized with the brand of the insurance company to provide a more branded and personal experience.
Welcome to Insurance 2.0
The auto insurance landscape is changing. No longer do you need to rely on the past to predict the future, risk no longer needs to be measured by static data, but by real-time dynamic data.
All things are becoming connected. Cars, phones, and people are connected over the internet creating a unique constellation of data sets. These data sets create a new wave of opportunities to the insurance companies

Improved Driving Behaviour

Reduction in Claims

Increased Road Safety

Decreased in Insurance Costs
Benefits of Adopting UBI
By adopting Usage Based Insurance, Insurance companies, their customers and the general public will enjoy a number of benefits such a technology brings.
UBI(User Based Insurance) can be used as a strategy to help insurance carriers improve their position in the market by adding low-risk drivers to the customer base, using driving data to improve pricing, enhancing the customer perception of the company as being more technologically advanced, and strengthening long-term relationships through closer communication.
UBI Customer Age
UBI Vehicle Cost
FAQ
The device collects information about when the car is used, how far it travels and its location, as well as data on your driving behavior including speed.
A tracker is equipped with GSM and GPS technology. The vehicle whereabouts are identified through GPS and all data is sent using GSM (mobile phone networks). The location of the vehicle is only viewable through the insured driver’s app or a web-portal which is only accessible to the insured driver. Other vehicle data such as speed, ignition status and other vehicle parameters are also made available.
Driving better affects both the insurance and the insured driver. Fewer accidents mean fewer claims. Fewer claims mean cheaper insurance for both the insurance and the insured driver. Fewer accidents also mean safer roads. UBI (Usage Based Insurance) creates safe drivers through education and technology.
The insured driver can locate the car in real time. They can also receive notifications if their car is moved and also send the current location to any road-side assistance company, all with a touch of a button. Should the parking meter expire the app can also alert the driver immediately through push notification! Aktuaris also thought about the driver’s safety and should the car gets involved in a crash, an accident call center can receive an alert so as to contact the driver and offer assistance and other emergency services immediately. At the end of each day, the driver can also monitor his average speed, total mileage and also see how many hours he has driven at night.
If you change your car you need to uninstall the telematics device from your old car and transfer it to your new vehicle.
The insurer is usually the one that pays for the cost of the telematics box and its installation.
In the majority of cases, having a black box won’t interfere with the car’s warranty terms as the type of devices installed are non-invasive.